NUVA2026-10-08 11:36:25NUVA launches HOME token to give offshore investors access to U.S. home-equity creditNUVA, the real-world asset marketplace created by Animoca Brands and Nuva Labs, has introduced HOME, an ERC-20 token that gives eligible non-U.S. investors exposure to a managed pool of U.S. home-equity lines of credit originated through Figure Technology Solutions. Entry starts at 1 USDC, and the product targets a 7% annual return that resets each month. HOME does not represent ownership of individual loans. Instead, token holders gain exposure to a vault holding a basket of HELOCs, with interest income and loan performance reflected in the vault’s net asset value and, by extension, the token price. NUVA says the structure includes a roughly 5% liquidity sleeve for smaller redemptions and a separate first-loss buffer estimated at about 5% of the vault’s value. The token is available only to eligible non-U.S. users, with the U.K., Hong Kong, China, the British Virgin Islands and sanctioned jurisdictions excluded. NUVA said it will enforce those limits through wallet screening and IP blocking. The first portfolio will target loans with an average FICO score of at least 735, combined loan-to-value of no more than 69%, and debt-to-income ratio capped at 40%.10
NUVA2026-10-08 12:06:13NUVA launches HOME token with U.S. HELOC exposure for eligible non-U.S. investorsNUVA, a real-world asset marketplace built by Animoca Brands and Nuva Labs, has launched the HOME token, an ERC-20 product that gives eligible non-U.S. investors exposure to U.S. home equity lines of credit, or HELOCs, with a minimum entry of 1 USDC. The token targets a 7% annualized yield that resets monthly, while interest income and loan performance are reflected in the pool’s net asset value and feed into token pricing. The structure does not impose a lock-up period. It also includes a first-loss tranche worth about 5% of the pool value, designed to absorb losses from defaults or forced sales before they reach HOME holders. The underlying assets come from a HELOC pool originated by Figure Technology Solutions. Nuva Labs CEO Anthony Moro said traditional securitization has largely been built for institutional investors, leaving retail investors with limited access to these structures. He said HOME is not trying to create new demand for residential credit, but instead presents an asset class that already has institutional demand through a more accessible on-chain structure. HOME holders do not directly own the underlying loans. The product is restricted to eligible non-U.S. users, with the U.K., Hong Kong, China, the British Virgin Islands, and sanctioned jurisdictions excluded through wallet screening and IP blocking.20
